# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 3612 — Radiator Mfg (FL)

**Class Code:** 3612  
**Description:** Radiator Mfg  
**State:** FL  
**Rate:** $2.20 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 3612?

Class code 3612 covers radiator manufacturing operations, including the production of automotive and industrial radiators. Work involves tube bending, brazing, and assembly of heat exchanger components.

## Who Does Class Code 3612 Apply To?

Radiator assemblers, brazers, and finishing workers.

## Florida Examples — Class Code 3612

This class code applies to manufacturing facilities like 'Radiator Solutions Inc.' in Orlando, which produces automotive radiators for car dealerships and repair shops across Florida, typically employing 20-50 workers. It also covers smaller, specialized shops, such as 'Industrial Heat Exchangers of Jacksonville,' which custom-builds industrial radiators for power plants and heavy machinery, often with a staff of 10-25 skilled technicians.

## How to Calculate Workers' Comp Premium for Class Code 3612

**Formula:** (Annual Payroll ÷ 100) × $2.20 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1760 | $2200 | $2640 |
| $250,000 | $4400 | $5500 | $6600 |
| $500,000 | $8800 | $11000 | $13200 |
| $1,000,000 | $17600 | $22000 | $26400 |

## Tips for Managing Class Code 3612 Workers' Comp Costs

- Brazing fume exposure requires proper ventilation
- Burns from brazing operations require appropriate PPE

## Safety Recommendations for Class Code 3612

- Ensure all employees handling hot materials wear appropriate personal protective equipment, including heat-resistant gloves, aprons, and face shields.
- Implement ergonomic lifting techniques and provide mechanical aids for moving heavy components to reduce strain injuries.
- Regularly inspect and maintain all machinery, especially tube bending and brazing equipment, to prevent malfunctions and accidental injuries.
- Provide comprehensive training on safe operating procedures for all manufacturing processes, including emergency shut-down protocols.

## Get a Quote for Class Code 3612

Contact Bright Coast Insurance for a workers' comp quote for class code 3612 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*