# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3635 — Power Tool Mfg (FL)

**Class Code:** 3635  
**Description:** Power Tool Mfg  
**State:** FL  
**Rate:** $1.29 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3635?

Class code 3635 covers power tool manufacturing, including the production of drills, saws, grinders, and other portable power tools. Work involves precision machining, assembly, and testing.

## Who Does Class Code 3635 Apply To?

Power tool assemblers, machinists, and test technicians.

## Florida Examples — Class Code 3635

This class code applies to manufacturing facilities like a 50-person plant in Orlando that specializes in assembling cordless drills and impact drivers for construction, or a smaller 20-person operation in Jacksonville producing specialized pneumatic tools for industrial applications. It also covers larger corporations with dedicated divisions for power tool production, often employing hundreds of workers across various departments.

## How to Calculate Workers' Comp Premium for Class Code 3635

**Formula:** (Annual Payroll ÷ 100) × $1.29 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1036 | $1295 | $1554 |
| $250,000 | $2590 | $3238 | $3885 |
| $500,000 | $5180 | $6475 | $7770 |
| $1,000,000 | $10360 | $12950 | $15540 |

## Tips for Managing Class Code 3635 Workers' Comp Costs

- Machine guarding on machining equipment is the primary safety priority
- Electrical safety testing requires proper procedures

## Safety Recommendations for Class Code 3635

- Implement robust lockout/tagout procedures for all machinery during maintenance and cleaning to prevent accidental startups.
- Provide and enforce the use of appropriate personal protective equipment (PPE), including cut-resistant gloves, safety glasses, and hearing protection, for all relevant tasks.
- Rotate tasks and implement ergonomic workstations to reduce repetitive strain injuries among assembly line workers.
- Ensure all power tools and machinery undergo regular maintenance and safety checks to prevent malfunctions.

## Get a Quote for Class Code 3635

Contact Bright Coast Insurance for a workers' comp quote for class code 3635 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*