# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3638 — Vending Machine Mfg (FL)

**Class Code:** 3638  
**Description:** Vending Machine Mfg  
**State:** FL  
**Rate:** $1.80 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3638?

Class code 3638 covers vending machine manufacturing, including the production of food and beverage vending machines and coin-operated equipment. Work involves sheet metal fabrication, electronics assembly, and testing.

## Who Does Class Code 3638 Apply To?

Vending machine assemblers, sheet metal workers, and electronics technicians.

## Florida Examples — Class Code 3638

This class code applies to manufacturing facilities in Florida that produce vending machines, such as a medium-sized plant in Orlando specializing in smart vending solutions for airports and theme parks, or a smaller workshop in Jacksonville fabricating custom coin-operated amusement machines for arcades.

## How to Calculate Workers' Comp Premium for Class Code 3638

**Formula:** (Annual Payroll ÷ 100) × $1.80 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1440 | $1800 | $2160 |
| $250,000 | $3600 | $4500 | $5400 |
| $500,000 | $7200 | $9000 | $10800 |
| $1,000,000 | $14400 | $18000 | $21600 |

## Tips for Managing Class Code 3638 Workers' Comp Costs

- Sheet metal handling requires cut-resistant gloves
- Electrical safety training is important for electronics assembly

## Safety Recommendations for Class Code 3638

- Implement machine guarding on all sheet metal fabrication equipment to prevent contact with moving parts.
- Provide ergonomic workstations and lifting aids to reduce the risk of strains during assembly and material handling.
- Ensure all employees wear appropriate personal protective equipment, including safety glasses, gloves, and steel-toed boots, especially during welding and grinding operations.
- Regularly inspect and maintain all machinery to ensure proper function and identify potential hazards before they cause injury.

## Get a Quote for Class Code 3638

Contact Bright Coast Insurance for a workers' comp quote for class code 3638 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*