# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3642 — Transformer Mfg (FL)

**Class Code:** 3642  
**Description:** Transformer Mfg  
**State:** FL  
**Rate:** $1.70 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3642?

Class code 3642 covers transformer manufacturing, including the production of power transformers, distribution transformers, and specialty transformers. Work involves coil winding, core assembly, and insulation with transformer oil. Hazards include electrical shock, chemical exposure from transformer oil, and heavy component handling.

## Who Does Class Code 3642 Apply To?

Transformer assemblers, coil winders, and test technicians.

## Florida Examples — Class Code 3642

This code applies to manufacturing facilities like "PowerCo Transformers," a medium-sized plant in Orlando employing 50-100 workers to produce industrial-grade power transformers, or "VoltTech Specialty," a smaller, 20-person operation in Jacksonville focusing on custom-built transformers for niche applications.

## How to Calculate Workers' Comp Premium for Class Code 3642

**Formula:** (Annual Payroll ÷ 100) × $1.70 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1360 | $1700 | $2040 |
| $250,000 | $3400 | $4250 | $5100 |
| $500,000 | $6800 | $8500 | $10200 |
| $1,000,000 | $13600 | $17000 | $20400 |

## Tips for Managing Class Code 3642 Workers' Comp Costs

- Electrical safety training is critical for transformer testing
- PCB contamination in older transformer oil requires special handling procedures

## Safety Recommendations for Class Code 3642

- Implement ergonomic workstations and lifting aids to reduce musculoskeletal injuries during assembly and coil winding.
- Ensure all electrical testing areas are clearly marked, properly guarded, and employees are trained on lockout/tagout procedures for high-voltage equipment.
- Provide appropriate personal protective equipment (PPE), including insulated gloves, safety glasses, and non-conductive footwear, for all workers handling electrical components.
- Regularly inspect and maintain all machinery, including winding machines and core assembly equipment, to prevent mechanical failures and associated injuries.

## Get a Quote for Class Code 3642

Contact Bright Coast Insurance for a workers' comp quote for class code 3642 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*