# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3643 — Electric Motor Mfg (FL)

**Class Code:** 3643  
**Description:** Electric Motor Mfg  
**State:** FL  
**Rate:** $1.65 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3643?

Class code 3643 covers electric motor manufacturing, including the production of AC and DC motors, generators, and related electrical machines. Work involves coil winding, core assembly, and testing.

## Who Does Class Code 3643 Apply To?

Motor assemblers, coil winders, and test technicians.

## Florida Examples — Class Code 3643

This code applies to businesses like a medium-sized manufacturing plant in Orlando that produces custom industrial electric motors for conveyor systems, or a smaller specialized facility in Jacksonville assembling high-efficiency DC motors for marine applications. It also covers companies that manufacture generators for backup power systems across Florida.

## How to Calculate Workers' Comp Premium for Class Code 3643

**Formula:** (Annual Payroll ÷ 100) × $1.65 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1320 | $1650 | $1980 |
| $250,000 | $3300 | $4125 | $4950 |
| $500,000 | $6600 | $8250 | $9900 |
| $1,000,000 | $13200 | $16500 | $19800 |

## Tips for Managing Class Code 3643 Workers' Comp Costs

- Electrical safety training is important for motor testing
- Ergonomic programs reduce repetitive motion injuries in coil winding

## Safety Recommendations for Class Code 3643

- Implement and enforce strict lockout/tagout procedures for all machinery during maintenance and repair to prevent accidental startup.
- Provide ergonomic workstations and regular rotation for employees performing repetitive tasks like coil winding to mitigate repetitive strain injuries.
- Ensure all electrical testing areas are properly grounded, insulated, and equipped with appropriate personal protective equipment (PPE) such as insulated gloves and eye protection.
- Conduct regular safety training on machine guarding, proper material handling techniques, and emergency response for electrical incidents.

## Get a Quote for Class Code 3643

Contact Bright Coast Insurance for a workers' comp quote for class code 3643 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*