# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3681 — Radio or TV Mfg (FL)

**Class Code:** 3681  
**Description:** Radio or TV Mfg  
**State:** FL  
**Rate:** $0.49 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3681?

Class code 3681 covers radio and television manufacturing, including the production of consumer electronics. This is a low-risk manufacturing classification involving electronics assembly in a controlled environment.

## Who Does Class Code 3681 Apply To?

Electronics assemblers, circuit board technicians, and quality control workers.

## Florida Examples — Class Code 3681

This code applies to businesses like a 50-employee facility in Orlando that manufactures custom circuit boards for medical devices, or a smaller 15-person shop in Fort Lauderdale assembling specialized audio equipment for marine applications. It also includes larger operations producing consumer electronics such as smart home devices or high-definition televisions for distribution across Florida and beyond.

## How to Calculate Workers' Comp Premium for Class Code 3681

**Formula:** (Annual Payroll ÷ 100) × $0.49 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $391 | $489 | $587 |
| $250,000 | $978 | $1223 | $1467 |
| $500,000 | $1956 | $2445 | $2934 |
| $1,000,000 | $3912 | $4890 | $5868 |

## Tips for Managing Class Code 3681 Workers' Comp Costs

- Ergonomic programs reduce repetitive motion injuries in electronics assembly
- Lead solder exposure requires proper ventilation in soldering operations

## Safety Recommendations for Class Code 3681

- Implement ergonomic workstations with adjustable chairs, lighting, and tool placement to minimize repetitive strain injuries.
- Provide magnifying lamps and anti-glare screens to reduce eye strain for employees performing detailed assembly work.
- Ensure proper training on the safe handling of small components and specialized tools to prevent cuts and punctures.

## Get a Quote for Class Code 3681

Contact Bright Coast Insurance for a workers' comp quote for class code 3681 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*