# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3724 — Ordnance Mfg (FL)

**Class Code:** 3724  
**Description:** Ordnance Mfg  
**State:** FL  
**Rate:** $2.40 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3724?

Class code 3724 covers ordnance manufacturing, including the production of military weapons, bombs, and related military equipment. This is a highly regulated, high-hazard manufacturing classification.

## Who Does Class Code 3724 Apply To?

Ordnance production workers and assembly technicians.

## Florida Examples — Class Code 3724

This class code applies to specialized manufacturers like a medium-sized defense contractor in Orlando producing guidance systems for missiles, or a smaller facility in Jacksonville assembling explosive components for naval munitions under strict government contracts. It also covers larger operations involved in the full-scale production of military firearms and artillery shells.

## How to Calculate Workers' Comp Premium for Class Code 3724

**Formula:** (Annual Payroll ÷ 100) × $2.40 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1920 | $2400 | $2880 |
| $250,000 | $4800 | $6000 | $7200 |
| $500,000 | $9600 | $12000 | $14400 |
| $1,000,000 | $19200 | $24000 | $28800 |

## Tips for Managing Class Code 3724 Workers' Comp Costs

- DOD and OSHA regulations for ordnance manufacturing are mandatory
- Explosive materials handling requires strict safety protocols

## Safety Recommendations for Class Code 3724

- Implement rigorous lockout/tagout procedures for all machinery to prevent accidental startup during maintenance or clearing jams.
- Ensure all employees handling explosive materials receive advanced training on safe storage, mixing, and assembly protocols, including proper use of personal protective equipment (PPE).
- Conduct regular, unannounced safety audits to verify compliance with all federal and company-specific ordnance handling and manufacturing regulations.
- Utilize automated or remote-controlled systems for high-risk processes to minimize direct human exposure to hazardous materials and potential explosions.

## Get a Quote for Class Code 3724

Contact Bright Coast Insurance for a workers' comp quote for class code 3724 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*