# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 4021 — Rubber Tire Mfg (FL)

**Class Code:** 4021  
**Description:** Rubber Tire Mfg  
**State:** FL  
**Rate:** $2.90 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 4021?

Class code 4021 covers rubber tire manufacturing operations. Work involves mixing rubber compounds, building tire carcasses, curing tires in presses, and inspecting finished tires. Tire manufacturing is a physically demanding operation with significant chemical and heat hazards.

## Who Does Class Code 4021 Apply To?

Tire builders, curing press operators, and finishing workers.

## Florida Examples — Class Code 4021

This class code applies to large-scale tire manufacturing plants, such as a major international tire producer with a facility in Florida employing hundreds of workers, or a smaller, regional tire retreading and manufacturing operation with 50-100 employees that produces specialty tires for agricultural or industrial use. It also covers facilities that focus solely on specific stages of tire production, like a plant specializing in rubber compounding and mixing for various tire manufacturers.

## How to Calculate Workers' Comp Premium for Class Code 4021

**Formula:** (Annual Payroll ÷ 100) × $2.90 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2318 | $2898 | $3478 |
| $250,000 | $5796 | $7245 | $8694 |
| $500,000 | $11592 | $14490 | $17388 |
| $1,000,000 | $23184 | $28980 | $34776 |

## Tips for Managing Class Code 4021 Workers' Comp Costs

- Chemical exposure from rubber compounding and curing requires proper ventilation
- Heat from curing presses requires heat stress prevention programs
- Ergonomic programs reduce repetitive motion injuries in tire building

## Safety Recommendations for Class Code 4021

- Implement ergonomic workstations and provide regular rotation for employees performing repetitive tasks to reduce musculoskeletal strain.
- Ensure all employees working with hot presses or chemicals wear appropriate personal protective equipment (PPE), including heat-resistant gloves, safety glasses, and chemical-resistant clothing.
- Provide comprehensive training on safe lifting techniques and the proper use of material handling equipment to prevent back injuries.
- Install machine guarding on all machinery with moving parts and implement a robust lockout/tagout program to prevent accidental start-ups during maintenance.

## Get a Quote for Class Code 4021

Contact Bright Coast Insurance for a workers' comp quote for class code 4021 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*