# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 4206 — Fiber Pulp Mfg (FL)

**Class Code:** 4206  
**Description:** Fiber Pulp Mfg  
**State:** FL  
**Rate:** $2.32 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 4206?

Class code 4206 covers fiber pulp manufacturing, including the production of paper pulp from wood fiber or recycled materials. Work involves chemical pulping processes, washing, and screening of pulp. Hazards include chemical exposure from pulping chemicals, steam burns, and machine entanglement.

## Who Does Class Code 4206 Apply To?

Pulp mill workers, chemical handlers, and equipment operators.

## Florida Examples — Class Code 4206

This class code applies to large-scale industrial operations such as a pulp and paper mill in Fernandina Beach employing hundreds of workers, processing timber into various grades of pulp. It also covers smaller facilities in North Florida that specialize in recycling waste paper into usable pulp for packaging materials.

## How to Calculate Workers' Comp Premium for Class Code 4206

**Formula:** (Annual Payroll ÷ 100) × $2.32 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1858 | $2323 | $2788 |
| $250,000 | $4646 | $5808 | $6969 |
| $500,000 | $9292 | $11615 | $13938 |
| $1,000,000 | $18584 | $23230 | $27876 |

## Tips for Managing Class Code 4206 Workers' Comp Costs

- Chemical exposure from pulping chemicals requires strict safety protocols
- Steam system safety is critical in pulp mill operations

## Safety Recommendations for Class Code 4206

- Ensure all employees handling chemicals receive comprehensive training on proper handling, storage, and emergency spill procedures, along with mandatory use of appropriate PPE like chemical-resistant gloves, eye protection, and aprons.
- Implement and strictly enforce lockout/tagout procedures for all machinery during maintenance or cleaning to prevent accidental startup and crush injuries.
- Install non-slip flooring and maintain excellent housekeeping practices, including immediate cleanup of spills, especially in areas prone to moisture or chemical exposure.
- Provide ergonomic training and mechanical aids for material handling to reduce the risk of strains and sprains associated with heavy lifting or repetitive tasks.

## Get a Quote for Class Code 4206

Contact Bright Coast Insurance for a workers' comp quote for class code 4206 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*