# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 4307 — Bookbinding (FL)

**Class Code:** 4307  
**Description:** Bookbinding  
**State:** FL  
**Rate:** $1.39 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 4307?

Class code 4307 covers bookbinding operations, including the binding of books, magazines, and other publications. Work involves operating folding, gathering, sewing, gluing, and trimming equipment.

## Who Does Class Code 4307 Apply To?

Bindery workers, machine operators, and finishing workers.

## Florida Examples — Class Code 4307

This class code applies to businesses such as a medium-sized commercial bindery in Orlando that specializes in perfect binding for textbooks and annual reports, or a smaller print shop in Jacksonville with an in-house bindery department handling saddle-stitching for magazines and brochures. It also covers specialty binderies in South Florida that produce custom-bound journals and photo albums for local businesses and individuals.

## How to Calculate Workers' Comp Premium for Class Code 4307

**Formula:** (Annual Payroll ÷ 100) × $1.39 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1114 | $1393 | $1672 |
| $250,000 | $2786 | $3483 | $4179 |
| $500,000 | $5572 | $6965 | $8358 |
| $1,000,000 | $11144 | $13930 | $16716 |

## Tips for Managing Class Code 4307 Workers' Comp Costs

- Machine guarding on cutting and trimming equipment reduces finger injury claims
- Ergonomic programs reduce repetitive motion injuries

## Safety Recommendations for Class Code 4307

- Ensure all machinery, such as trimmers and folders, is equipped with proper safety guards and interlocks that are regularly inspected and maintained.
- Implement a comprehensive lockout/tagout program for all bindery equipment to prevent accidental startup during maintenance or clearing jams.
- Provide ergonomic assessments and training for employees on proper lifting techniques and workstation adjustments to minimize repetitive strain injuries.
- Require workers to wear appropriate personal protective equipment (PPE), including cut-resistant gloves, safety glasses, and hearing protection, especially when operating noisy or hazardous machinery.

## Get a Quote for Class Code 4307

Contact Bright Coast Insurance for a workers' comp quote for class code 4307 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*