# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 4511 — Analytical Chemist (FL)

**Class Code:** 4511  
**Description:** Analytical Chemist  
**State:** FL  
**Rate:** $0.56 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 4511?

Class code 4511 covers analytical chemistry work performed in laboratory settings. Analytical chemists analyze materials and substances using sophisticated laboratory instruments and techniques. This is one of the lowest-rated workers comp classifications due to the controlled laboratory environment and relatively low physical hazards, though chemical exposure risks exist.

## Who Does Class Code 4511 Apply To?

Analytical chemists, laboratory technicians, and quality control analysts.

## Florida Examples — Class Code 4511

This class code applies to businesses such as a 15-person independent analytical testing lab in Orlando specializing in environmental samples for water quality, or a quality control department within a 50-person pharmaceutical manufacturing plant in Gainesville ensuring product purity. It also covers a small, 8-person forensic chemistry lab in Miami assisting law enforcement with substance analysis.

## How to Calculate Workers' Comp Premium for Class Code 4511

**Formula:** (Annual Payroll ÷ 100) × $0.56 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $448 | $560 | $672 |
| $250,000 | $1120 | $1400 | $1680 |
| $500,000 | $2240 | $2800 | $3360 |
| $1,000,000 | $4480 | $5600 | $6720 |

## Tips for Managing Class Code 4511 Workers' Comp Costs

- Chemical hygiene plans and proper laboratory safety procedures are required
- Ergonomic programs reduce repetitive motion injuries from laboratory work

## Safety Recommendations for Class Code 4511

- Ensure all employees wear appropriate personal protective equipment (PPE), including chemical-resistant gloves, safety goggles, and lab coats, when handling hazardous materials.
- Implement and strictly enforce protocols for proper chemical storage, handling, and disposal to prevent spills and exposures.
- Provide ergonomic workstations and regular breaks to mitigate the risk of repetitive strain injuries for lab technicians.
- Maintain clear, dry, and uncluttered laboratory walkways to prevent slips, trips, and falls.

## Get a Quote for Class Code 4511

Contact Bright Coast Insurance for a workers' comp quote for class code 4511 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*