# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 4557 — Adhesives Mfg (FL)

**Class Code:** 4557  
**Description:** Adhesives Mfg  
**State:** FL  
**Rate:** $2.10 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 4557?

Class code 4557 covers adhesives manufacturing operations, including the production of industrial adhesives, glues, and sealants. Work involves mixing chemical components, operating reactors, and filling containers. Hazards include chemical exposure from solvents and reactive chemicals, fire hazards from flammable materials, and respiratory hazards.

## Who Does Class Code 4557 Apply To?

Adhesive production workers, chemical handlers, and filling line operators.

## Florida Examples — Class Code 4557

This class code applies to companies like 'Florida Adhesives Inc.', a medium-sized manufacturer in Jacksonville producing industrial-grade glues for construction and marine applications, employing around 50 production workers. It also covers smaller specialty adhesive producers in Orlando focusing on sealants for the aerospace industry, with a staff of 15-20.

## How to Calculate Workers' Comp Premium for Class Code 4557

**Formula:** (Annual Payroll ÷ 100) × $2.10 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1680 | $2100 | $2520 |
| $250,000 | $4200 | $5250 | $6300 |
| $500,000 | $8400 | $10500 | $12600 |
| $1,000,000 | $16800 | $21000 | $25200 |

## Tips for Managing Class Code 4557 Workers' Comp Costs

- Chemical exposure monitoring and respiratory protection are critical
- Flammable materials require explosion-proof equipment and proper storage

## Safety Recommendations for Class Code 4557

- Ensure all employees handling chemicals wear appropriate personal protective equipment (PPE), including chemical-resistant gloves, safety goggles, and face shields.
- Implement strict lockout/tagout procedures for all mixing and reactor equipment to prevent accidental start-ups during maintenance or cleaning.
- Provide ergonomic training and tools for filling line operators to reduce repetitive motion injuries and back strains from lifting.
- Install and regularly maintain ventilation systems to minimize exposure to chemical fumes and vapors in production areas.

## Get a Quote for Class Code 4557

Contact Bright Coast Insurance for a workers' comp quote for class code 4557 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*