# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 4692 — Dental Laboratory (FL)

**Class Code:** 4692  
**Description:** Dental Laboratory  
**State:** FL  
**Rate:** $0.53 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 4692?

Class code 4692 covers dental laboratory operations, where dental technicians fabricate crowns, bridges, dentures, and other dental prosthetics. Work involves working with dental materials including metals, ceramics, and acrylics. This is a very low-risk classification due to the precision, small-scale nature of the work.

## Who Does Class Code 4692 Apply To?

Dental technicians, ceramists, and laboratory assistants.

## Florida Examples — Class Code 4692

This class code applies to independent dental laboratories, ranging from small, owner-operated shops in Orlando specializing in custom crowns to larger facilities in Jacksonville employing 15-20 technicians for a full range of prosthetic fabrication. It also covers dental labs that operate as an ancillary service within a larger dental practice group across South Florida.

## How to Calculate Workers' Comp Premium for Class Code 4692

**Formula:** (Annual Payroll ÷ 100) × $0.53 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $424 | $530 | $636 |
| $250,000 | $1060 | $1325 | $1590 |
| $500,000 | $2120 | $2650 | $3180 |
| $1,000,000 | $4240 | $5300 | $6360 |

## Tips for Managing Class Code 4692 Workers' Comp Costs

- Silica dust from dental ceramic materials requires dust control
- Chemical exposure from dental acrylics and metals requires proper ventilation

## Safety Recommendations for Class Code 4692

- Implement ergonomic workstations with adjustable chairs and magnification tools to reduce repetitive strain on hands and wrists.
- Provide proper ventilation systems and personal protective equipment, including respirators and gloves, to minimize exposure to chemical fumes and dust.
- Ensure all technicians receive regular training on the safe handling of sharp instruments and dental materials to prevent cuts and chemical exposure.
- Encourage frequent short breaks and stretching exercises to alleviate muscle fatigue and prevent musculoskeletal disorders.

## Get a Quote for Class Code 4692

Contact Bright Coast Insurance for a workers' comp quote for class code 4692 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*