# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 4751 — Chemical Mfg - Commercial or Industrial NOC (FL)

**Class Code:** 4751  
**Description:** Chemical Mfg - Commercial or Industrial NOC  
**State:** FL  
**Rate:** $2.09 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 4751?

Class code 4751 covers commercial and industrial chemical manufacturing not otherwise classified. This is a broad classification covering the production of various industrial chemicals, solvents, and specialty chemicals. Work involves handling hazardous materials, operating chemical reactors, and filling containers. This is a moderate-to-high risk classification due to the chemical hazards involved.

## Who Does Class Code 4751 Apply To?

Chemical production workers, reactor operators, and chemical handlers.

## Florida Examples — Class Code 4751

This class code applies to businesses like a medium-sized specialty chemical manufacturer in Jacksonville producing industrial cleaning agents and lubricants, or a smaller facility in Lakeland synthesizing custom organic compounds for pharmaceutical research. It also covers larger operations in the Panhandle manufacturing basic chemicals like acids and alkalis for various industrial uses, employing dozens of chemical engineers and production staff.

## How to Calculate Workers' Comp Premium for Class Code 4751

**Formula:** (Annual Payroll ÷ 100) × $2.09 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1672 | $2090 | $2508 |
| $250,000 | $4180 | $5225 | $6270 |
| $500,000 | $8360 | $10450 | $12540 |
| $1,000,000 | $16720 | $20900 | $25080 |

## Tips for Managing Class Code 4751 Workers' Comp Costs

- Process hazard analysis (PHA) is required for processes involving highly hazardous chemicals
- Chemical exposure monitoring and respiratory protection programs are critical
- Emergency response procedures for chemical releases must be in place

## Safety Recommendations for Class Code 4751

- Implement rigorous lockout/tagout procedures for all chemical processing equipment to prevent accidental startup during maintenance.
- Ensure all employees handling chemicals wear appropriate personal protective equipment (PPE), including chemical-resistant gloves, eye protection, and respirators, and conduct regular fit testing.
- Establish clear protocols for chemical spill response, including readily accessible spill kits and trained personnel for immediate containment and cleanup.
- Provide comprehensive training on chemical hazards, safe handling practices, and emergency procedures, with regular refreshers for all relevant staff.

## Get a Quote for Class Code 4751

Contact Bright Coast Insurance for a workers' comp quote for class code 4751 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*
