# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 4825 — Drug Mfg (FL)

**Class Code:** 4825  
**Description:** Drug Mfg  
**State:** FL  
**Rate:** $1.00 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 4825?

Class code 4825 covers pharmaceutical drug manufacturing operations, including the production of prescription and over-the-counter medications. Work involves weighing and mixing active pharmaceutical ingredients, operating tablet presses and encapsulation equipment, and packaging. The pharmaceutical industry is heavily regulated by the FDA, and this regulatory environment contributes to a relatively lower injury rate compared to other manufacturing sectors.

## Who Does Class Code 4825 Apply To?

Pharmaceutical production workers, quality control technicians, and packaging workers.

## Florida Examples — Class Code 4825

This class code applies to large-scale pharmaceutical manufacturers, such as a company with 500+ employees in Gainesville producing generic prescription drugs, or a mid-sized facility in Orlando with 100 employees specializing in over-the-counter pain relievers and vitamins. It also covers smaller, specialized compounding pharmacies in South Florida that manufacture specific medications in bulk for hospitals or clinics.

## How to Calculate Workers' Comp Premium for Class Code 4825

**Formula:** (Annual Payroll ÷ 100) × $1.00 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $798 | $997 | $1196 |
| $250,000 | $1994 | $2493 | $2991 |
| $500,000 | $3988 | $4985 | $5982 |
| $1,000,000 | $7976 | $9970 | $11964 |

## Tips for Managing Class Code 4825 Workers' Comp Costs

- Potent compound handling requires specialized containment and PPE
- FDA cGMP compliance requirements contribute to a safety-conscious culture
- Separate any laboratory or research staff under code 4511

## Safety Recommendations for Class Code 4825

- Implement comprehensive ergonomic programs for all production and packaging stations to minimize repetitive strain injuries.
- Ensure proper ventilation systems are regularly maintained and personal protective equipment (PPE) like respirators and chemical-resistant gloves are strictly enforced for chemical handling.
- Establish clear protocols for spill containment and cleanup, and ensure all walking surfaces are kept dry and free of obstructions to prevent slips and falls.
- Provide regular training on safe lifting techniques and the proper use of material handling equipment to reduce back injuries.

## Get a Quote for Class Code 4825

Contact Bright Coast Insurance for a workers' comp quote for class code 4825 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*