# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5037 — Painting - Metal Bridges (FL)

**Class Code:** 5037  
**Description:** Painting - Metal Bridges  
**State:** FL  
**Rate:** $7.05 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5037?

Class code 5037 covers painting of metal bridges and similar large steel structures. This is a high-hazard painting classification due to the combination of working at extreme heights, exposure to lead paint during removal, and the physical demands of abrasive blasting and painting large structures. Workers face risks from falls, lead poisoning from old bridge paint, and solvent exposure.

## Who Does Class Code 5037 Apply To?

Bridge painters, abrasive blasters, and coating applicators who work on metal bridges and structures.

## Florida Examples — Class Code 5037

This class code applies to specialized industrial painting contractors, typically medium to large-sized companies with 20-50 employees, that bid on state and federal infrastructure projects. For instance, a Jacksonville-based company contracted by the Florida Department of Transportation to repaint the Acosta Bridge, or a firm specializing in abrasive blasting and coating application for large steel structures at Port Everglades.

## How to Calculate Workers' Comp Premium for Class Code 5037

**Formula:** (Annual Payroll ÷ 100) × $7.05 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $5640 | $7050 | $8460 |
| $250,000 | $14100 | $17625 | $21150 |
| $500,000 | $28200 | $35250 | $42300 |
| $1,000,000 | $56400 | $70500 | $84600 |

## Tips for Managing Class Code 5037 Workers' Comp Costs

- Lead paint exposure monitoring and medical surveillance are required for bridge painting
- Fall protection systems on bridges require specialized equipment and training
- OSHA lead standard (29 CFR 1926.62) compliance is mandatory

## Safety Recommendations for Class Code 5037

- Implement comprehensive fall protection systems, including guardrails, safety nets, and personal fall arrest systems, for all work performed at heights.
- Provide and enforce the consistent use of appropriate personal protective equipment (PPE), such as respirators, eye protection, and hearing protection, especially during abrasive blasting and chemical handling.
- Conduct regular training on hazardous material handling, lead paint abatement procedures, and emergency response protocols specific to elevated work environments.
- Ensure all scaffolding, aerial lifts, and rigging equipment are inspected daily and maintained according to manufacturer specifications and OSHA standards.

## Get a Quote for Class Code 5037

Contact Bright Coast Insurance for a workers' comp quote for class code 5037 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*