# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 5059 — Iron/Steel Structure Under 2 Stories (FL)

**Class Code:** 5059  
**Description:** Iron/Steel Structure Under 2 Stories  
**State:** FL  
**Rate:** $10.40 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 5059?

Class code 5059 covers iron and steel structure erection for structures under two stories. This classification applies to smaller structural steel projects such as single-story commercial buildings, warehouses, and industrial buildings. While the fall hazard is reduced compared to taller structures, significant risks remain from steel handling, crane operations, and working at heights.

## Who Does Class Code 5059 Apply To?

Ironworkers, connectors, and crane operators on low-rise structural steel projects.

## Florida Examples — Class Code 5059

A structural steel company in Orlando erecting the framework for a new two-story retail center. A small fabrication shop in Miami installing steel beams for a single-story warehouse expansion.

## How to Calculate Workers' Comp Premium for Class Code 5059

**Formula:** (Annual Payroll ÷ 100) × $10.40 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $8320 | $10400 | $12480 |
| $250,000 | $20800 | $26000 | $31200 |
| $500,000 | $41600 | $52000 | $62400 |
| $1,000,000 | $83200 | $104000 | $124800 |

## Tips for Managing Class Code 5059 Workers' Comp Costs

- Fall protection is still required even for low-rise structural steel work
- Crane safety and rigging training are critical
- OSHA steel erection standard compliance is mandatory

## Safety Recommendations for Class Code 5059

- Ensure 100% tie-off for workers at heights using proper fall arrest systems.
- Implement a strict 'no-go' zone around crane operations and active steel erection.
- Provide comprehensive training on safe rigging practices and load securing.
- Utilize mechanical aids for lifting and positioning heavy steel members whenever possible.

## Get a Quote for Class Code 5059

Contact Bright Coast Insurance for a workers' comp quote for class code 5059 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*