# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5069 — Iron/Steel Erection - Dwellings Under 2 Stories (FL)

**Class Code:** 5069  
**Description:** Iron/Steel Erection - Dwellings Under 2 Stories  
**State:** FL  
**Rate:** $15.35 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5069?

Class code 5069 covers iron and steel erection for dwellings under two stories — specifically the erection of steel framing for residential construction. This is one of the highest-rated construction codes, reflecting the significant fall and handling hazards of steel framing work even on residential-scale projects.

## Who Does Class Code 5069 Apply To?

Ironworkers and steel framers on residential steel construction projects.

## Florida Examples — Class Code 5069

A residential steel framing company in Tampa constructing the steel skeleton for a luxury multi-story home. A specialized contractor in Naples installing steel floor joists and roof trusses for high-end residential developments.

## How to Calculate Workers' Comp Premium for Class Code 5069

**Formula:** (Annual Payroll ÷ 100) × $15.35 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $12280 | $15350 | $18420 |
| $250,000 | $30700 | $38375 | $46050 |
| $500,000 | $61400 | $76750 | $92100 |
| $1,000,000 | $122800 | $153500 | $184200 |

## Tips for Managing Class Code 5069 Workers' Comp Costs

- Fall protection is mandatory even for residential-scale steel framing
- Ensure workers are properly trained in steel erection safety

## Safety Recommendations for Class Code 5069

- Mandate the use of fall protection equipment for all work at heights, including guardrails and personal fall arrest systems.
- Ensure proper material handling techniques are used to prevent dropped objects and strains.
- Provide cut-resistant gloves and other appropriate PPE for handling steel components.
- Conduct regular inspections of scaffolding and work platforms for stability and safety.

## Get a Quote for Class Code 5069

Contact Bright Coast Insurance for a workers' comp quote for class code 5069 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*