# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5102 — Aluminum Windows or Doors Installation (FL)

**Class Code:** 5102  
**Description:** Aluminum Windows or Doors Installation  
**State:** FL  
**Rate:** $4.78 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5102?

Class code 5102 covers the installation of aluminum windows, doors, storefronts, and curtain wall systems. In Florida, this is a significant classification due to the widespread use of impact-resistant aluminum windows and doors required by the Florida Building Code. Work involves measuring, cutting, and installing aluminum framing systems and glazing. Hazards include cuts from aluminum and glass, falls from ladders and scaffolding, and heavy lifting.

## Who Does Class Code 5102 Apply To?

Window and door installers, glaziers, and aluminum framing workers.

## Florida Examples — Class Code 5102

A window and door installation company in Fort Lauderdale specializing in impact-resistant systems for high-rise condominiums. A commercial glazier in Jacksonville installing aluminum storefronts and curtain walls for new office buildings.

## How to Calculate Workers' Comp Premium for Class Code 5102

**Formula:** (Annual Payroll ÷ 100) × $4.78 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3824 | $4780 | $5736 |
| $250,000 | $9560 | $11950 | $14340 |
| $500,000 | $19120 | $23900 | $28680 |
| $1,000,000 | $38240 | $47800 | $57360 |

## Tips for Managing Class Code 5102 Workers' Comp Costs

- Cut-resistant gloves are essential for aluminum and glass handling
- Fall protection is required for window installation at heights
- Florida Building Code impact window requirements make this a high-demand trade

## Safety Recommendations for Class Code 5102

- Provide and enforce the use of cut-resistant gloves, safety glasses, and hard hats.
- Implement proper lifting techniques and encourage the use of mechanical lifts for heavy units.
- Ensure ladders and scaffolding are inspected daily and used according to safety guidelines.
- Train workers on safe handling and disposal of broken glass.

## Get a Quote for Class Code 5102

Contact Bright Coast Insurance for a workers' comp quote for class code 5102 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*