# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5183 — Plumbing NOC and Drivers (FL)

**Class Code:** 5183  
**Description:** Plumbing NOC and Drivers  
**State:** FL  
**Rate:** $2.74 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5183?

Class code 5183 covers plumbing contractors and their employees engaged in the installation, repair, and maintenance of plumbing systems in buildings. This includes water supply lines, drain/waste/vent systems, gas lines, water heaters, and related fixtures. Plumbing is one of the most common workers comp classifications in Florida's active construction market. Workers face risks from working in confined spaces, handling heavy pipe, working at heights, and exposure to sewage.

## Who Does Class Code 5183 Apply To?

Licensed plumbers, plumbing apprentices, plumbing helpers, and drivers who transport plumbing materials and equipment.

## Florida Examples — Class Code 5183

A residential plumbing contractor in Fort Myers installing new water heaters and re-piping homes. A commercial plumbing company in Orlando handling large-scale pipe installations for new apartment complexes.

## How to Calculate Workers' Comp Premium for Class Code 5183

**Formula:** (Annual Payroll ÷ 100) × $2.74 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2192 | $2740 | $3288 |
| $250,000 | $5480 | $6850 | $8220 |
| $500,000 | $10960 | $13700 | $16440 |
| $1,000,000 | $21920 | $27400 | $32880 |

## Tips for Managing Class Code 5183 Workers' Comp Costs

- Separate office and clerical staff under code 8810 for significant premium savings
- Confined space entry procedures are required for work in crawl spaces and utility vaults
- Back injury prevention programs reduce the most common claim type in plumbing
- Verify all subcontractors carry adequate workers comp coverage
- Pay-as-you-go workers comp is ideal for plumbing contractors with variable crew sizes

## Safety Recommendations for Class Code 5183

- Train workers on proper lifting techniques and provide mechanical aids for heavy materials.
- Ensure all cutting and soldering tools are used with appropriate PPE, including gloves and eye protection.
- Maintain clean and dry work areas to prevent slips and falls.
- Provide training and PPE for handling and disposing of hazardous waste.

## Get a Quote for Class Code 5183

Contact Bright Coast Insurance for a workers' comp quote for class code 5183 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*