Fire Extinguishing Systems - Installation
Florida Workers' Compensation Class Code 5188 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.28
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5188?
Class code 5188 covers the installation of fire extinguishing systems, including wet pipe, dry pipe, and pre-action sprinkler systems, as well as special hazard suppression systems. Fire sprinkler contractors work in commercial, industrial, and residential buildings, installing overhead piping and sprinkler heads. Hazards include falls from ladders and lifts, heavy pipe handling, and working in occupied buildings.
Who is Covered Under This Code?
Fire sprinkler fitters, sprinkler system installers, and helpers.
Tips to Reduce Your Premium
- Fall protection is required for overhead sprinkler installation work
- NFPA 13 compliance is mandatory for sprinkler system installation
- Separate any fire alarm installation work under an appropriate electrical code
Frequently Asked Questions
What is workers comp class code 5188?
Class code 5188 covers the installation of fire extinguishing systems, including wet pipe, dry pipe, and pre-action sprinkler systems, as well as special hazard suppression systems. Fire sprinkler contractors work in commercial, industrial, and residential buildings, installing overhead piping and sprinkler heads. Hazards include falls from ladders and lifts, heavy pipe handling, and working in occupied buildings.
What is the workers comp rate for class code 5188 in Florida?
The current workers' compensation rate for class code 5188 in Florida is $3.28 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5188?
Fire sprinkler fitters, sprinkler system installers, and helpers.
How can I reduce my workers comp premium for class code 5188 in Florida?
Fall protection is required for overhead sprinkler installation work NFPA 13 compliance is mandatory for sprinkler system installation Separate any fire alarm installation work under an appropriate electrical code
Do I need workers comp insurance for employees classified under code 5188 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5188 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5188 in FL.
Quick Facts
- Class Code
- 5188
- State
- Florida
- Rate per $100
- $3.28
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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