# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5191 — Office Machine Repair and Installation (FL)

**Class Code:** 5191  
**Description:** Office Machine Repair and Installation  
**State:** FL  
**Rate:** $0.83 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5191?

Class code 5191 covers office machine repair and installation, including the installation and servicing of copiers, printers, fax machines, and other office equipment. This is a very low-risk classification involving light mechanical and electrical work in office environments.

## Who Does Class Code 5191 Apply To?

Office machine technicians, copier repair technicians, and installation specialists.

## Florida Examples — Class Code 5191

A small business in Orlando specializing in the repair and maintenance of office printers and copiers for local businesses. A technician in Miami installing and servicing large-scale document management systems for corporate clients.

## How to Calculate Workers' Comp Premium for Class Code 5191

**Formula:** (Annual Payroll ÷ 100) × $0.83 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $664 | $830 | $996 |
| $250,000 | $1660 | $2075 | $2490 |
| $500,000 | $3320 | $4150 | $4980 |
| $1,000,000 | $6640 | $8300 | $9960 |

## Tips for Managing Class Code 5191 Workers' Comp Costs

- This is a very low-rate code — ensure all technicians who only perform office machine work are classified here
- Separate any heavy equipment installation under a more appropriate code

## Safety Recommendations for Class Code 5191

- Train technicians on ergonomic lifting techniques and provide lifting aids for heavy machines.
- Ensure all equipment is unplugged and de-energized before performing repairs.
- Provide appropriate hand tools and ensure they are used correctly and maintained.
- Encourage regular breaks and stretching to prevent repetitive motion injuries.

## Get a Quote for Class Code 5191

Contact Bright Coast Insurance for a workers' comp quote for class code 5191 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*