# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5192 — Vending or Coin Operated Machines - Installation, Service (FL)

**Class Code:** 5192  
**Description:** Vending or Coin Operated Machines - Installation, Service  
**State:** FL  
**Rate:** $2.54 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5192?

Class code 5192 covers the installation, service, and repair of vending machines and coin-operated equipment. Work involves delivering, installing, and servicing vending machines in various locations. Hazards include back injuries from moving heavy machines, driving to service locations, and electrical work on vending equipment.

## Who Does Class Code 5192 Apply To?

Vending machine technicians, route drivers, and installation workers.

## Florida Examples — Class Code 5192

A vending machine service company in Jacksonville stocking and maintaining machines in various public and private locations. A small business in Fort Lauderdale installing and repairing coin-operated laundry equipment in apartment complexes.

## How to Calculate Workers' Comp Premium for Class Code 5192

**Formula:** (Annual Payroll ÷ 100) × $2.54 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2032 | $2540 | $3048 |
| $250,000 | $5080 | $6350 | $7620 |
| $500,000 | $10160 | $12700 | $15240 |
| $1,000,000 | $20320 | $25400 | $30480 |

## Tips for Managing Class Code 5192 Workers' Comp Costs

- Back injury prevention programs are important for vending machine installation
- Driving safety programs reduce motor vehicle accident claims for route drivers

## Safety Recommendations for Class Code 5192

- Train employees on proper lifting techniques and provide dollies or hand trucks for moving machines.
- Ensure safe driving practices and regular vehicle maintenance for route drivers.
- Maintain clear and safe access to vending machine locations to prevent slips and falls.
- Provide appropriate tools and PPE for servicing and repairing machines.

## Get a Quote for Class Code 5192

Contact Bright Coast Insurance for a workers' comp quote for class code 5192 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*