# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5222 — Bridge or Elevated Highway Construction - Concrete (FL)

**Class Code:** 5222  
**Description:** Bridge or Elevated Highway Construction - Concrete  
**State:** FL  
**Rate:** $5.48 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5222?

Class code 5222 covers bridge and elevated highway construction using concrete. This is a high-hazard construction classification due to the combination of working at heights over water or roadways, handling heavy concrete formwork, and operating cranes and other heavy equipment. Workers face significant fall risks and the hazards of working over traffic.

## Who Does Class Code 5222 Apply To?

Bridge construction workers, form setters, concrete workers, and crane operators on bridge projects.

## Florida Examples — Class Code 5222

A major civil engineering firm in Jacksonville constructing concrete bridge decks for a new highway interchange. A specialized contractor in Fort Lauderdale building elevated concrete roadways over waterways.

## How to Calculate Workers' Comp Premium for Class Code 5222

**Formula:** (Annual Payroll ÷ 100) × $5.48 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4384 | $5480 | $6576 |
| $250,000 | $10960 | $13700 | $16440 |
| $500,000 | $21920 | $27400 | $32880 |
| $1,000,000 | $43840 | $54800 | $65760 |

## Tips for Managing Class Code 5222 Workers' Comp Costs

- Fall protection is the top priority for bridge construction work
- Traffic control and work zone safety are critical for highway bridge projects
- Crane safety and rigging training are essential

## Safety Recommendations for Class Code 5222

- Implement stringent fall protection plans, including guardrails, safety nets, and 100% tie-off for all elevated work.
- Ensure proper rigging and lifting procedures for concrete forms and sections.
- Provide life vests and rescue boats for all work performed over water.
- Conduct regular inspections of all heavy equipment and structural components.

## Get a Quote for Class Code 5222

Contact Bright Coast Insurance for a workers' comp quote for class code 5222 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*