# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5348 — Floor Laying - Tile, Ceramic - Interior Only (FL)

**Class Code:** 5348  
**Description:** Floor Laying - Tile, Ceramic - Interior Only  
**State:** FL  
**Rate:** $2.67 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5348?

Class code 5348 covers interior floor laying using tile and ceramic materials only. This classification applies to tile setters who work exclusively on interior floor tile installation, as opposed to code 1747 which covers all tile, stone, mosaic, and terrazzo work. The interior-only restriction reduces the hazard profile compared to exterior tile work.

## Who Does Class Code 5348 Apply To?

Interior floor tile setters working on residential and light commercial projects.

## Florida Examples — Class Code 5348

A tile installation company in Tampa specializing in ceramic and porcelain floor tiles for residential kitchens and bathrooms. A small contractor in Orlando installing decorative floor tiles in commercial lobbies and retail spaces.

## How to Calculate Workers' Comp Premium for Class Code 5348

**Formula:** (Annual Payroll ÷ 100) × $2.67 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2137 | $2671 | $3205 |
| $250,000 | $5342 | $6678 | $8013 |
| $500,000 | $10684 | $13355 | $16026 |
| $1,000,000 | $21368 | $26710 | $32052 |

## Tips for Managing Class Code 5348 Workers' Comp Costs

- Knee protection programs reduce the high frequency of knee injury claims
- Wet cutting methods for tile reduce silica dust exposure
- Ensure workers classified here do not perform wall tile or exterior work

## Safety Recommendations for Class Code 5348

- Provide knee pads and encourage ergonomic postures to prevent knee and back injuries.
- Ensure proper use of tile cutting equipment with appropriate guards and eye protection.
- Maintain clean and dry work areas to prevent slips, trips, and falls.
- Train workers on safe lifting techniques for tile boxes and materials.

## Get a Quote for Class Code 5348

Contact Bright Coast Insurance for a workers' comp quote for class code 5348 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*