# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5402 — Greenhouse Erection (FL)

**Class Code:** 5402  
**Description:** Greenhouse Erection  
**State:** FL  
**Rate:** $4.77 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5402?

Class code 5402 covers greenhouse erection — the construction and assembly of greenhouse structures. Work involves erecting aluminum or steel framing, installing glazing panels, and setting up mechanical systems. Hazards include falls from heights, cuts from glass and metal, and heavy lifting.

## Who Does Class Code 5402 Apply To?

Greenhouse construction workers, glaziers, and structural assemblers.

## Florida Examples — Class Code 5402

A specialized construction company in Homestead erecting large commercial greenhouses for agricultural operations. A small contractor in Central Florida assembling backyard greenhouses for residential clients.

## How to Calculate Workers' Comp Premium for Class Code 5402

**Formula:** (Annual Payroll ÷ 100) × $4.77 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3818 | $4772 | $5726 |
| $250,000 | $9544 | $11930 | $14316 |
| $500,000 | $19088 | $23860 | $28632 |
| $1,000,000 | $38176 | $47720 | $57264 |

## Tips for Managing Class Code 5402 Workers' Comp Costs

- Fall protection is required for greenhouse erection work at heights
- Cut-resistant gloves are essential for glass and metal handling

## Safety Recommendations for Class Code 5402

- Ensure proper use of fall protection equipment for all work at heights.
- Provide cut-resistant gloves and eye protection for handling glass and metal.
- Train employees on safe lifting techniques and encourage team lifts for heavy components.
- Implement heat stress prevention protocols, including hydration and shaded breaks.

## Get a Quote for Class Code 5402

Contact Bright Coast Insurance for a workers' comp quote for class code 5402 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*