# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5473 — Asbestos Removal - Asbestos Contractor (FL)

**Class Code:** 5473  
**Description:** Asbestos Removal - Asbestos Contractor  
**State:** FL  
**Rate:** $5.65 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5473?

Class code 5473 covers general asbestos removal and abatement work by specialty contractors. This includes the removal of asbestos-containing materials from buildings, including floor tiles, ceiling tiles, roofing materials, and insulation. Asbestos abatement is a highly regulated industry due to the serious health risks of asbestos exposure, including mesothelioma and lung cancer.

## Who Does Class Code 5473 Apply To?

Asbestos abatement workers, asbestos supervisors, and air monitoring technicians.

## Florida Examples — Class Code 5473

A licensed asbestos abatement contractor in Orlando removing asbestos-containing floor tiles and ceiling materials from a school renovation project. A firm in Fort Lauderdale specializing in large-scale asbestos removal from commercial properties.

## How to Calculate Workers' Comp Premium for Class Code 5473

**Formula:** (Annual Payroll ÷ 100) × $5.65 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4520 | $5650 | $6780 |
| $250,000 | $11300 | $14125 | $16950 |
| $500,000 | $22600 | $28250 | $33900 |
| $1,000,000 | $45200 | $56500 | $67800 |

## Tips for Managing Class Code 5473 Workers' Comp Costs

- EPA and OSHA asbestos regulations require extensive training, licensing, and medical surveillance
- Florida DEP licensing is required for asbestos abatement contractors
- Respiratory protection (P100 respirators or supplied air) is mandatory
- Air monitoring during and after abatement is required

## Safety Recommendations for Class Code 5473

- Enforce rigorous containment protocols, including critical barriers and decontamination units.
- Mandate the use of proper respiratory protection and full-body disposable PPE for all personnel in abatement areas.
- Provide extensive training on safe work practices, waste handling, and emergency procedures for asbestos.
- Ensure regular medical surveillance for all asbestos abatement workers.

## Get a Quote for Class Code 5473

Contact Bright Coast Insurance for a workers' comp quote for class code 5473 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*