# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5479 — Acoustical Material Installation (FL)

**Class Code:** 5479  
**Description:** Acoustical Material Installation  
**State:** FL  
**Rate:** $4.59 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5479?

Class code 5479 covers acoustical material installation, including the installation of acoustic ceiling tiles, sound-absorbing wall panels, and specialty acoustic products. Work involves working overhead on scaffolding or lifts, cutting and installing acoustic materials, and installing suspension systems. Hazards include falls from elevated work surfaces and overhead work strain.

## Who Does Class Code 5479 Apply To?

Acoustical ceiling installers, sound panel installers, and helpers.

## Florida Examples — Class Code 5479

An acoustical ceiling contractor in Miami installing suspended ceiling systems in new office buildings. A specialized firm in Tampa applying sound-absorbing wall panels in recording studios and auditoriums.

## How to Calculate Workers' Comp Premium for Class Code 5479

**Formula:** (Annual Payroll ÷ 100) × $4.59 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3672 | $4590 | $5508 |
| $250,000 | $9180 | $11475 | $13770 |
| $500,000 | $18360 | $22950 | $27540 |
| $1,000,000 | $36720 | $45900 | $55080 |

## Tips for Managing Class Code 5479 Workers' Comp Costs

- Fall protection is required for overhead acoustical installation work
- Overhead work ergonomics programs reduce neck and shoulder injury claims

## Safety Recommendations for Class Code 5479

- Ensure ladders and scaffolding are stable, properly erected, and regularly inspected.
- Train workers on ergonomic practices to minimize strains from overhead tasks.
- Provide cut-resistant gloves and eye protection for handling ceiling grid and panels.
- Implement dust control measures and provide respirators for dusty tasks.

## Get a Quote for Class Code 5479

Contact Bright Coast Insurance for a workers' comp quote for class code 5479 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*