# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5480 — Plastering NOC & Drivers (FL)

**Class Code:** 5480  
**Description:** Plastering NOC & Drivers  
**State:** FL  
**Rate:** $5.90 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5480?

Class code 5480 covers plastering work not otherwise classified, including the application of plaster to interior walls and ceilings. Work involves mixing and applying plaster by hand or machine, working from scaffolding, and finishing plaster surfaces. Hazards include falls from scaffolding, chemical burns from lime in plaster, and respiratory issues from plaster dust.

## Who Does Class Code 5480 Apply To?

Plasterers, plaster finishers, and helpers.

## Florida Examples — Class Code 5480

A plastering contractor in Orlando applying traditional stucco finishes to the exterior of new residential homes. A specialized firm in St. Petersburg performing interior plaster work for historic building restorations.

## How to Calculate Workers' Comp Premium for Class Code 5480

**Formula:** (Annual Payroll ÷ 100) × $5.90 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4722 | $5903 | $7084 |
| $250,000 | $11806 | $14757 | $17709 |
| $500,000 | $23612 | $29515 | $35418 |
| $1,000,000 | $47224 | $59030 | $70836 |

## Tips for Managing Class Code 5480 Workers' Comp Costs

- Scaffold safety is the top priority for plastering work
- Lime burns from wet plaster require proper PPE including gloves and eye protection
- Respiratory protection from plaster dust is important

## Safety Recommendations for Class Code 5480

- Ensure workers wear appropriate PPE, including waterproof gloves, eye protection, and respirators when mixing and applying plaster/stucco.
- Train employees on ergonomic techniques to reduce strains from repetitive motions.
- Ensure scaffolding is stable, properly erected, and regularly inspected.
- Provide access to clean water for immediate rinsing in case of chemical contact.

## Get a Quote for Class Code 5480

Contact Bright Coast Insurance for a workers' comp quote for class code 5480 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*