# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 5506 — Asphalt - Spraying Roads with Liquid Asphalt (FL)

**Class Code:** 5506  
**Description:** Asphalt - Spraying Roads with Liquid Asphalt  
**State:** FL  
**Rate:** $4.10 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 5506?

Class code 5506 covers asphalt spraying operations for road construction, including the application of liquid asphalt as a tack coat or prime coat on road surfaces. Work involves operating asphalt distributor trucks and spray equipment. Hazards include burns from hot liquid asphalt, traffic exposure, and chemical exposure from asphalt fumes.

## Who Does Class Code 5506 Apply To?

Asphalt spray truck operators and road construction workers.

## Florida Examples — Class Code 5506

A road construction company in Jacksonville operating asphalt distributors for new highway paving projects. A specialized contractor in Tampa applying tack coats for resurfacing existing roads.

## How to Calculate Workers' Comp Premium for Class Code 5506

**Formula:** (Annual Payroll ÷ 100) × $4.10 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3280 | $4100 | $4920 |
| $250,000 | $8200 | $10250 | $12300 |
| $500,000 | $16400 | $20500 | $24600 |
| $1,000,000 | $32800 | $41000 | $49200 |

## Tips for Managing Class Code 5506 Workers' Comp Costs

- Traffic control and work zone safety are critical for road construction operations
- Burns from hot asphalt require appropriate PPE

## Safety Recommendations for Class Code 5506

- Ensure all workers wear appropriate PPE, including heat-resistant gloves, long sleeves, and eye protection when handling hot asphalt.
- Implement strict traffic control plans and maintain safe distances from moving equipment.
- Provide respirators for workers exposed to asphalt fumes and ensure adequate ventilation.
- Implement heat stress prevention protocols, including hydration and shaded breaks.

## Get a Quote for Class Code 5506

Contact Bright Coast Insurance for a workers' comp quote for class code 5506 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*