# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 5508 — Rock Excavation - Street or Road (FL)

**Class Code:** 5508  
**Description:** Rock Excavation - Street or Road  
**State:** FL  
**Rate:** $4.41 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 5508?

Class code 5508 covers rock excavation for street and road construction, including blasting and mechanical rock removal for road building. This is a higher-hazard road construction classification due to the blasting operations involved.

## Who Does Class Code 5508 Apply To?

Rock excavation workers, blasters, and heavy equipment operators.

## Florida Examples — Class Code 5508

A specialized excavation company in Central Florida performing rock blasting for a new highway expansion. A contractor in Gainesville using heavy machinery for rock removal in road construction projects.

## How to Calculate Workers' Comp Premium for Class Code 5508

**Formula:** (Annual Payroll ÷ 100) × $4.41 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3528 | $4410 | $5292 |
| $250,000 | $8820 | $11025 | $13230 |
| $500,000 | $17640 | $22050 | $26460 |
| $1,000,000 | $35280 | $44100 | $52920 |

## Tips for Managing Class Code 5508 Workers' Comp Costs

- Blasting operations require licensed blasters and strict safety protocols
- Traffic control is critical for road excavation work

## Safety Recommendations for Class Code 5508

- Implement strict blasting safety protocols, including clear exclusion zones and warning systems.
- Ensure all workers wear appropriate PPE, including hard hats, hearing protection, and safety glasses.
- Provide comprehensive training on heavy equipment operation and rock removal techniques.
- Conduct thorough site inspections to identify and mitigate geological hazards.

## Get a Quote for Class Code 5508

Contact Bright Coast Insurance for a workers' comp quote for class code 5508 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*