Sheet Metal Work - Installation & Drivers
Florida Workers' Compensation Class Code 5535 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$5.33
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5535?
Class code 5535 covers sheet metal work installation, including the installation of HVAC ductwork, metal roofing, gutters, downspouts, and architectural sheet metal. Sheet metal workers fabricate and install metal components on construction job sites. In Florida, sheet metal work is in high demand due to the active construction market and the need for hurricane-resistant HVAC systems. Hazards include cuts from sheet metal, falls from heights, and heavy lifting.
Who is Covered Under This Code?
Sheet metal workers, HVAC duct installers, metal roofers, and helpers.
Tips to Reduce Your Premium
- Cut-resistant gloves are mandatory for sheet metal handling
- Fall protection is required for roof and elevated sheet metal work
- Separate shop fabrication under code 3018 — field installation has a higher rate
Rate Comparison by State
| State | Description | Rate / $100 | |
|---|---|---|---|
| FL | Sheet Metal Work - Installation & Drivers | $5.33 | Current |
| MI | Sheet Metal Work - Installation & Drivers | $4.90 | View |
| IL | Sheet Metal Work - Installation & Drivers | $4.60 | View |
| TX | Sheet Metal Work - Installation & Drivers | $4.30 | View |
| SC | Sheet Metal Work - Installation & Drivers | $4.70 | View |
| NC | Sheet Metal Work - Installation & Drivers | $4.20 | View |
Frequently Asked Questions
What is workers comp class code 5535?
Class code 5535 covers sheet metal work installation, including the installation of HVAC ductwork, metal roofing, gutters, downspouts, and architectural sheet metal. Sheet metal workers fabricate and install metal components on construction job sites. In Florida, sheet metal work is in high demand due to the active construction market and the need for hurricane-resistant HVAC systems. Hazards include cuts from sheet metal, falls from heights, and heavy lifting.
What is the workers comp rate for class code 5535 in Florida?
The current workers' compensation rate for class code 5535 in Florida is $5.33 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5535?
Sheet metal workers, HVAC duct installers, metal roofers, and helpers.
How can I reduce my workers comp premium for class code 5535 in Florida?
Cut-resistant gloves are mandatory for sheet metal handling Fall protection is required for roof and elevated sheet metal work Separate shop fabrication under code 3018 — field installation has a higher rate
Do I need workers comp insurance for employees classified under code 5535 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5535 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5535 in FL.
Quick Facts
- Class Code
- 5535
- State
- Florida
- Rate per $100
- $5.33
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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