# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 5705 — Salvage Operation - No Wrecking (FL)

**Class Code:** 5705  
**Description:** Salvage Operation - No Wrecking  
**State:** FL  
**Rate:** $7.74 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 5705?

Class code 5705 covers salvage operations that do not involve wrecking or demolition. Work involves recovering and removing usable materials from structures or sites without demolishing the structure. Hazards include working in structurally compromised buildings, handling sharp and heavy materials, and equipment operation.

## Who Does Class Code 5705 Apply To?

Salvage workers and material recovery crews.

## Florida Examples — Class Code 5705

A salvage company in Tampa recovering reusable building materials from commercial renovations. A specialized firm in Orlando dismantling old structures to reclaim architectural elements without full demolition.

## How to Calculate Workers' Comp Premium for Class Code 5705

**Formula:** (Annual Payroll ÷ 100) × $7.74 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $6192 | $7740 | $9288 |
| $250,000 | $15480 | $19350 | $23220 |
| $500,000 | $30960 | $38700 | $46440 |
| $1,000,000 | $61920 | $77400 | $92880 |

## Tips for Managing Class Code 5705 Workers' Comp Costs

- Structural assessment of salvage sites is critical before work begins
- PPE including hard hats, cut-resistant gloves, and safety boots is essential

## Safety Recommendations for Class Code 5705

- Provide appropriate PPE, including cut-resistant gloves, steel-toed boots, and hard hats.
- Train workers on safe lifting techniques and encourage the use of mechanical aids for heavy items.
- Conduct thorough hazard assessments for potential hazardous materials and provide specialized training/PPE if needed.
- Maintain a clean and organized work area to minimize slips, trips, and falls.

## Get a Quote for Class Code 5705

Contact Bright Coast Insurance for a workers' comp quote for class code 5705 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*