# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 6229 — Irrigation or Drainage System Construction (FL)

**Class Code:** 6229  
**Description:** Irrigation or Drainage System Construction  
**State:** FL  
**Rate:** $3.44 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 6229?

Class code 6229 covers irrigation and drainage system construction, including the installation of agricultural irrigation systems, stormwater drainage systems, and related underground infrastructure. In Florida, this is a significant classification due to the state's extensive agricultural irrigation and stormwater management infrastructure.

## Who Does Class Code 6229 Apply To?

Irrigation system installers, drainage contractors, and pipe laying crews.

## Florida Examples — Class Code 6229

An irrigation system contractor in Fort Myers installing new sprinkler systems for residential and commercial landscaping. A specialized firm in Jacksonville constructing stormwater drainage systems for municipal projects.

## How to Calculate Workers' Comp Premium for Class Code 6229

**Formula:** (Annual Payroll ÷ 100) × $3.44 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2750 | $3438 | $4126 |
| $250,000 | $6876 | $8595 | $10314 |
| $500,000 | $13752 | $17190 | $20628 |
| $1,000,000 | $27504 | $34380 | $41256 |

## Tips for Managing Class Code 6229 Workers' Comp Costs

- Excavation safety is critical for underground pipe installation
- Underground utility locating before excavation is mandatory

## Safety Recommendations for Class Code 6229

- Implement strict trenching and excavation safety protocols, including shoring and sloping.
- Ensure proper use of trenching equipment and maintain safe distances from active operations.
- Train employees on safe lifting techniques for pipes and materials.
- Conduct thorough utility locates before any excavation begins.

## Get a Quote for Class Code 6229

Contact Bright Coast Insurance for a workers' comp quote for class code 6229 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*