# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 6251 — Tunneling (FL)

**Class Code:** 6251  
**Description:** Tunneling  
**State:** FL  
**Rate:** $4.81 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 6251?

Class code 6251 covers tunneling operations, including the excavation and lining of tunnels for transportation, utilities, and other purposes. Tunneling is a high-hazard construction operation due to the confined space environment, risk of collapse, and the use of explosives or tunnel boring machines.

## Who Does Class Code 6251 Apply To?

Tunnel workers, miners, and tunnel boring machine operators.

## Florida Examples — Class Code 6251

A specialized tunneling contractor in Tampa excavating and lining new utility tunnels under a major city. A civil engineering firm in Orlando constructing large-diameter transportation tunnels.

## How to Calculate Workers' Comp Premium for Class Code 6251

**Formula:** (Annual Payroll ÷ 100) × $4.81 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3846 | $4808 | $5770 |
| $250,000 | $9616 | $12020 | $14424 |
| $500,000 | $19232 | $24040 | $28848 |
| $1,000,000 | $38464 | $48080 | $57696 |

## Tips for Managing Class Code 6251 Workers' Comp Costs

- Confined space and tunnel safety procedures are mandatory
- Ground support systems must be installed promptly to prevent collapse
- Emergency rescue procedures must be in place for tunnel operations

## Safety Recommendations for Class Code 6251

- Implement stringent ground control and ventilation systems to prevent collapses and hazardous atmospheres.
- Ensure continuous atmospheric monitoring for flammable gases and oxygen deficiency.
- Provide comprehensive training on confined space entry, rescue, and safe operation of tunneling equipment.
- Mandate appropriate respiratory protection and other PPE for all tunnel workers.

## Get a Quote for Class Code 6251

Contact Bright Coast Insurance for a workers' comp quote for class code 6251 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*