# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 6702 — Railroad Construction (FL)

**Class Code:** 6702  
**Description:** Railroad Construction  
**State:** FL  
**Rate:** $2.80 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 6702?

Class code 6702 covers railroad construction operations, including the installation and maintenance of railroad tracks, ties, and related infrastructure. Work involves operating track-laying equipment, handling heavy rail and tie materials, and working in active rail corridors. Hazards include struck-by hazards from trains, heavy material handling, and equipment operation.

## Who Does Class Code 6702 Apply To?

Track workers, tie tampers, rail welders, and equipment operators.

## Florida Examples — Class Code 6702

A specialized railroad construction firm with 50 employees working on track expansion projects near major Florida ports like Jacksonville or Miami. A smaller crew maintaining industrial rail spurs for a phosphate mining operation in Central Florida.

## How to Calculate Workers' Comp Premium for Class Code 6702

**Formula:** (Annual Payroll ÷ 100) × $2.80 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2238 | $2797 | $3356 |
| $250,000 | $5594 | $6993 | $8391 |
| $500,000 | $11188 | $13985 | $16782 |
| $1,000,000 | $22376 | $27970 | $33564 |

## Tips for Managing Class Code 6702 Workers' Comp Costs

- Roadway worker protection procedures are mandatory for work in active rail corridors
- Heavy material handling requires proper lifting equipment and ergonomic programs

## Safety Recommendations for Class Code 6702

- Implement strict lockout/tagout procedures for rail equipment and clear communication protocols.
- Provide ergonomic tools and training for manual track adjustments to prevent strains.
- Ensure adequate hydration and shade for workers to mitigate heat stress.
- Mandate hearing protection and enforce safe distances from operating machinery.

## Get a Quote for Class Code 6702

Contact Bright Coast Insurance for a workers' comp quote for class code 6702 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*