# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 6834 — Boat Building or Repair (FL)

**Class Code:** 6834  
**Description:** Boat Building or Repair  
**State:** FL  
**Rate:** $2.04 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 6834?

Class code 6834 covers boat building and repair operations not otherwise classified, including fiberglass, aluminum, and composite vessel construction and repair. Florida is one of the largest boat manufacturing and repair states in the nation, with major operations in Sarasota, Fort Lauderdale, and the Space Coast. Work involves hull fabrication, systems installation, and finishing. Hazards include fiberglass dust and resin fumes, grinding and cutting injuries, and confined space work inside hulls.

## Who Does Class Code 6834 Apply To?

Boat builders, hull fabricators, marine mechanics, fiberglass workers, and repair technicians.

## Florida Examples — Class Code 6834

A boat manufacturing facility in Fort Pierce building fiberglass center console fishing boats for the recreational market. A boat repair yard in St. Petersburg specializing in hull repairs and refits for various vessel types.

## How to Calculate Workers' Comp Premium for Class Code 6834

**Formula:** (Annual Payroll ÷ 100) × $2.04 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1628 | $2035 | $2442 |
| $250,000 | $4070 | $5088 | $6105 |
| $500,000 | $8140 | $10175 | $12210 |
| $1,000,000 | $16280 | $20350 | $24420 |

## Tips for Managing Class Code 6834 Workers' Comp Costs

- Respiratory protection is critical for fiberglass and resin work
- Confined space procedures apply to work inside vessel hulls
- Separate marina operations under code 6836 if applicable
- Florida's marine industry makes this a frequently audited classification

## Safety Recommendations for Class Code 6834

- Ensure proper ventilation and respiratory protection for workers handling fiberglass and resins.
- Provide chemical-resistant gloves and protective clothing to prevent skin exposure.
- Implement ergonomic lifting techniques and provide mechanical aids for heavy components.
- Establish strict fire prevention protocols and ensure adequate fire suppression equipment.

## Get a Quote for Class Code 6834

Contact Bright Coast Insurance for a workers' comp quote for class code 6834 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*