Boat Livery
Florida Workers' Compensation Class Code 7038 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.98
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 7038?
Class code 7038 covers boat livery operations, where boats are rented to customers for recreational use. Work involves boat preparation and maintenance, customer instruction, fuel handling, and dock operations. Florida's extensive waterways and tourism industry make boat liveries common throughout the state. Hazards include drowning risk, fuel handling, and dock slip-and-fall injuries.
Who is Covered Under This Code?
Boat rental attendants, dock workers, boat maintenance staff, and customer service employees.
Tips to Reduce Your Premium
- Customer safety briefings and life jacket requirements reduce liability
- Fuel handling procedures must comply with fire safety standards
- Separate marina operations under code 6836 if applicable
Frequently Asked Questions
What is workers comp class code 7038?
Class code 7038 covers boat livery operations, where boats are rented to customers for recreational use. Work involves boat preparation and maintenance, customer instruction, fuel handling, and dock operations. Florida's extensive waterways and tourism industry make boat liveries common throughout the state. Hazards include drowning risk, fuel handling, and dock slip-and-fall injuries.
What is the workers comp rate for class code 7038 in Florida?
The current workers' compensation rate for class code 7038 in Florida is $2.98 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 7038?
Boat rental attendants, dock workers, boat maintenance staff, and customer service employees.
How can I reduce my workers comp premium for class code 7038 in Florida?
Customer safety briefings and life jacket requirements reduce liability Fuel handling procedures must comply with fire safety standards Separate marina operations under code 6836 if applicable
Do I need workers comp insurance for employees classified under code 7038 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 7038 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 7038 in FL.
Quick Facts
- Class Code
- 7038
- State
- Florida
- Rate per $100
- $2.98
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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