# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7133 — Railroad Operation NOC (FL)

**Class Code:** 7133  
**Description:** Railroad Operation NOC  
**State:** FL  
**Rate:** $1.83 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7133?

Class code 7133 covers railroad operations not otherwise classified, including short-line railroads, industrial switching operations, and railroad maintenance activities. Work involves locomotive operation, car switching, track inspection, and maintenance. Hazards include struck-by hazards from moving equipment, falls from equipment, and working in active rail corridors.

## Who Does Class Code 7133 Apply To?

Locomotive engineers, conductors, switchmen, track inspectors, and railroad maintenance workers.

## Florida Examples — Class Code 7133

A short-line railroad operating freight services for industrial clients in rural Florida. A maintenance crew for a major railroad performing track repairs and signal upgrades near Lakeland. A company providing switching services within a large port facility.

## How to Calculate Workers' Comp Premium for Class Code 7133

**Formula:** (Annual Payroll ÷ 100) × $1.83 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1461 | $1826 | $2191 |
| $250,000 | $3652 | $4565 | $5478 |
| $500,000 | $7304 | $9130 | $10956 |
| $1,000,000 | $14608 | $18260 | $21912 |

## Tips for Managing Class Code 7133 Workers' Comp Costs

- Federal Railroad Administration (FRA) safety regulations apply to most railroad operations
- Roadway worker protection procedures are mandatory
- Hearing conservation programs are required in high-noise rail environments

## Safety Recommendations for Class Code 7133

- Implement strict 'look before you step' and 'three points of contact' rules for all trackside work.
- Enforce comprehensive lockout/tagout procedures for rail equipment and clear communication protocols.
- Provide ergonomic tools and training for manual track adjustments to prevent strains.
- Mandate hearing protection and enforce safe distances from operating machinery.

## Get a Quote for Class Code 7133

Contact Bright Coast Insurance for a workers' comp quote for class code 7133 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*