# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7201 — Livery or Boarding Stable (FL)

**Class Code:** 7201  
**Description:** Livery or Boarding Stable  
**State:** FL  
**Rate:** $6.38 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7201?

Class code 7201 covers livery or boarding stable operations, including horse boarding, riding instruction, trail rides, and equestrian facility management. Work involves horse care, stall cleaning, feeding, grooming, and riding instruction. Hazards include horse kicks and bites, falls from horses, and musculoskeletal strain from heavy lifting and repetitive tasks.

## Who Does Class Code 7201 Apply To?

Stable hands, grooms, riding instructors, trail guides, and barn managers.

## Florida Examples — Class Code 7201

A large equestrian center in Wellington offering horse boarding, riding lessons, and show facilities. A smaller stable in Ocala providing trail rides and horse training services.

## How to Calculate Workers' Comp Premium for Class Code 7201

**Formula:** (Annual Payroll ÷ 100) × $6.38 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $5105 | $6381 | $7657 |
| $250,000 | $12762 | $15953 | $19143 |
| $500,000 | $25524 | $31905 | $38286 |
| $1,000,000 | $51048 | $63810 | $76572 |

## Tips for Managing Class Code 7201 Workers' Comp Costs

- Proper horse handling training significantly reduces kick and bite injuries
- Helmet requirements for riding instruction reduce head injury claims
- Separate clerical and administrative staff under code 8810

## Safety Recommendations for Class Code 7201

- Require helmets for all riders and provide comprehensive riding instruction.
- Train workers on safe horse handling techniques and understanding equine behavior.
- Provide ergonomic tools for stable maintenance and promote safe lifting practices.
- Ensure adequate ventilation in barns and provide PPE for dust/allergen exposure.

## Get a Quote for Class Code 7201

Contact Bright Coast Insurance for a workers' comp quote for class code 7201 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*