# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7231 — Trucking - Mail, Parcel or Package Delivery (FL)

**Class Code:** 7231  
**Description:** Trucking - Mail, Parcel or Package Delivery  
**State:** FL  
**Rate:** $6.22 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7231?

Class code 7231 covers trucking operations for mail, parcel, or package delivery services. This includes courier companies, package delivery services, and mail contractors. Work involves driving, sorting packages, and making multiple stops per day with frequent in-and-out of vehicles. Hazards include motor vehicle accidents, slip-and-fall injuries at delivery locations, and musculoskeletal strain from repetitive package handling.

## Who Does Class Code 7231 Apply To?

Package delivery drivers, mail carriers using motor vehicles, and courier service drivers.

## Florida Examples — Class Code 7231

A major parcel delivery service operating out of a distribution center in Jacksonville, making thousands of daily deliveries. A smaller courier company in Miami specializing in urgent document and small package delivery.

## How to Calculate Workers' Comp Premium for Class Code 7231

**Formula:** (Annual Payroll ÷ 100) × $6.22 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4978 | $6222 | $7466 |
| $250,000 | $12444 | $15555 | $18666 |
| $500,000 | $24888 | $31110 | $37332 |
| $1,000,000 | $49776 | $62220 | $74664 |

## Tips for Managing Class Code 7231 Workers' Comp Costs

- Ergonomic package handling training reduces back and shoulder injuries
- Slip-resistant footwear is essential for delivery operations
- MVR monitoring is critical given the high frequency of vehicle use

## Safety Recommendations for Class Code 7231

- Provide ergonomic training and equipment for package handling to reduce strains.
- Ensure drivers wear slip-resistant footwear and are vigilant about environmental hazards.
- Implement advanced driver training for urban and residential routes.
- Offer training on dog bite prevention and safe interaction with animals.

## Get a Quote for Class Code 7231

Contact Bright Coast Insurance for a workers' comp quote for class code 7231 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*