# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7370 — Taxi Cab Company - All Other Employees & Drivers (FL)

**Class Code:** 7370  
**Description:** Taxi Cab Company - All Other Employees & Drivers  
**State:** FL  
**Rate:** $3.66 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7370?

Class code 7370 covers taxi cab company operations, including all employees and drivers not separately classified. Work involves driving passengers, vehicle maintenance, dispatching, and administrative functions. Hazards include motor vehicle accidents, assault by passengers, and the cumulative effects of prolonged driving. Florida's tourism industry creates significant taxi and transportation demand in Miami, Orlando, and Tampa.

## Who Does Class Code 7370 Apply To?

Taxi drivers, dispatchers, and vehicle maintenance staff.

## Florida Examples — Class Code 7370

A taxi cab fleet in Orlando serving the tourist industry and local residents. A ride-sharing company (though often classified differently, traditional taxis still exist) operating in Tampa.

## How to Calculate Workers' Comp Premium for Class Code 7370

**Formula:** (Annual Payroll ÷ 100) × $3.66 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2925 | $3656 | $4387 |
| $250,000 | $7312 | $9140 | $10968 |
| $500,000 | $14624 | $18280 | $21936 |
| $1,000,000 | $29248 | $36560 | $43872 |

## Tips for Managing Class Code 7370 Workers' Comp Costs

- Driver screening and background checks reduce assault-related claims
- Vehicle safety features including cameras reduce both accident and assault claims
- MVR monitoring is essential for all drivers

## Safety Recommendations for Class Code 7370

- Implement defensive driving courses and regular vehicle maintenance checks.
- Provide training on de-escalation techniques and personal safety for drivers.
- Encourage ergonomic seating and regular breaks to prevent musculoskeletal issues.
- Install in-vehicle cameras and GPS tracking for driver safety and incident documentation.

## Get a Quote for Class Code 7370

Contact Bright Coast Insurance for a workers' comp quote for class code 7370 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*