# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7380 — Drivers, Chauffeurs & Their Helpers (FL)

**Class Code:** 7380  
**Description:** Drivers, Chauffeurs & Their Helpers  
**State:** FL  
**Rate:** $4.49 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7380?

Class code 7380 covers drivers and chauffeurs and their helpers who are employed by businesses in a driving capacity not covered by a more specific transportation code. This includes company car drivers, executive chauffeurs, and delivery drivers for non-transportation businesses. Hazards are primarily motor vehicle accidents and loading/unloading injuries.

## Who Does Class Code 7380 Apply To?

Chauffeurs, company drivers, and their helpers.

## Florida Examples — Class Code 7380

A corporate transportation service in Miami providing chauffeurs for executives and VIPs. A small business in Naples offering private drivers for elderly clients or special events.

## How to Calculate Workers' Comp Premium for Class Code 7380

**Formula:** (Annual Payroll ÷ 100) × $4.49 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3594 | $4492 | $5390 |
| $250,000 | $8984 | $11230 | $13476 |
| $500,000 | $17968 | $22460 | $26952 |
| $1,000,000 | $35936 | $44920 | $53904 |

## Tips for Managing Class Code 7380 Workers' Comp Costs

- MVR checks at hire and annually are essential for this classification
- Defensive driving training reduces accident frequency and severity
- Ensure drivers are properly classified — many businesses misclassify drivers

## Safety Recommendations for Class Code 7380

- Provide advanced driver training focusing on defensive driving and passenger safety.
- Ensure vehicles are regularly maintained and equipped with safety features.
- Encourage ergonomic seating and regular stretching to prevent musculoskeletal issues.
- Train drivers on safe lifting techniques for luggage and passenger assistance.

## Get a Quote for Class Code 7380

Contact Bright Coast Insurance for a workers' comp quote for class code 7380 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*