# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 7383 — College/School Bus Driver (FL)

**Class Code:** 7383  
**Description:** College/School Bus Driver  
**State:** FL  
**Rate:** $3.17 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 7383?

Class code 7383 covers college and school bus drivers who transport students to and from educational institutions. This classification has specific safety requirements due to the responsibility of transporting minors. Work involves pre-trip inspections, safe driving, and student management. Hazards include motor vehicle accidents, student management incidents, and backing accidents in school zones.

## Who Does Class Code 7383 Apply To?

School bus drivers and their aides.

## Florida Examples — Class Code 7383

A school district in Broward County operating a fleet of buses for student transportation. A private company contracted by a college in Gainesville to provide shuttle services for students.

## How to Calculate Workers' Comp Premium for Class Code 7383

**Formula:** (Annual Payroll ÷ 100) × $3.17 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2536 | $3170 | $3804 |
| $250,000 | $6340 | $7925 | $9510 |
| $500,000 | $12680 | $15850 | $19020 |
| $1,000,000 | $25360 | $31700 | $38040 |

## Tips for Managing Class Code 7383 Workers' Comp Costs

- Background checks and drug testing are mandatory for school bus drivers
- Backing accident prevention is critical in school zones
- Separate non-school bus operations under code 7382

## Safety Recommendations for Class Code 7383

- Provide specialized driver training focused on student safety and emergency evacuations.
- Implement strict maintenance schedules for school buses and conduct daily inspections.
- Ensure clear aisles and steps, and train drivers on safe student assistance.
- Establish protocols for managing student behavior and addressing potential conflicts.

## Get a Quote for Class Code 7383

Contact Bright Coast Insurance for a workers' comp quote for class code 7383 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*