# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7390 — Beer or Ale Dealer - Wholesale (FL)

**Class Code:** 7390  
**Description:** Beer or Ale Dealer - Wholesale  
**State:** FL  
**Rate:** $2.82 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7390?

Class code 7390 covers beer or ale wholesale dealers and their drivers. Work involves warehouse operations, order picking, loading and unloading delivery vehicles, and making deliveries to retail accounts. Hazards include musculoskeletal strain from handling heavy kegs and cases, forklift operations, and motor vehicle accidents during delivery.

## Who Does Class Code 7390 Apply To?

Warehouse workers, order pickers, delivery drivers, and route salespeople.

## Florida Examples — Class Code 7390

A large beer and wine distributor in Tampa serving restaurants, bars, and grocery stores across Central Florida. A smaller craft brewery distributor in Jacksonville delivering specialty beers to local retailers.

## How to Calculate Workers' Comp Premium for Class Code 7390

**Formula:** (Annual Payroll ÷ 100) × $2.82 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2254 | $2818 | $3382 |
| $250,000 | $5636 | $7045 | $8454 |
| $500,000 | $11272 | $14090 | $16908 |
| $1,000,000 | $22544 | $28180 | $33816 |

## Tips for Managing Class Code 7390 Workers' Comp Costs

- Keg handling equipment such as keg dollies significantly reduces back injury claims
- Forklift certification and pedestrian safety programs are essential
- MVR monitoring is required for all delivery drivers

## Safety Recommendations for Class Code 7390

- Provide ergonomic training for lifting and carrying, and encourage the use of hand trucks and pallet jacks.
- Maintain clean, dry warehouse floors and address spills promptly to prevent slips.
- Implement defensive driving training and ensure proper loading/securing of cargo.
- Provide comprehensive forklift and pallet jack operator training and certification.

## Get a Quote for Class Code 7390

Contact Bright Coast Insurance for a workers' comp quote for class code 7390 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*