# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7394 — Diving - Marine (FL)

**Class Code:** 7394  
**Description:** Diving - Marine  
**State:** FL  
**Rate:** $2.26 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7394?

Class code 7394 covers marine diving operations, including commercial diving for underwater inspection, construction, salvage, and maintenance. Florida's extensive marine environment creates significant demand for commercial diving services. Work involves underwater welding, inspection, debris removal, and hull cleaning. Hazards include decompression sickness, drowning, entanglement, and working in zero-visibility conditions.

## Who Does Class Code 7394 Apply To?

Commercial divers, dive tenders, and dive supervisors.

## Florida Examples — Class Code 7394

A commercial diving company based in Key Largo performing underwater inspections of bridges and marine infrastructure. A specialized firm in Panama City Beach conducting salvage operations and underwater construction for offshore platforms.

## How to Calculate Workers' Comp Premium for Class Code 7394

**Formula:** (Annual Payroll ÷ 100) × $2.26 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1806 | $2258 | $2710 |
| $250,000 | $4516 | $5645 | $6774 |
| $500,000 | $9032 | $11290 | $13548 |
| $1,000,000 | $18064 | $22580 | $27096 |

## Tips for Managing Class Code 7394 Workers' Comp Costs

- OSHA commercial diving standards (29 CFR 1910 Subpart T) apply to all diving operations
- Dive planning and emergency procedures are mandatory
- Hyperbaric chamber access should be identified before diving operations begin

## Safety Recommendations for Class Code 7394

- Implement strict dive safety protocols, including dive planning, buddy systems, and emergency procedures.
- Ensure all diving equipment is regularly inspected and maintained to prevent failures.
- Provide comprehensive training on marine life hazards and first aid for bites/stings.
- Maintain non-slip surfaces on dive boats and ensure adequate safety briefings before each dive.

## Get a Quote for Class Code 7394

Contact Bright Coast Insurance for a workers' comp quote for class code 7394 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*