# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7421 — Aircraft - Transport/Personnel (FL)

**Class Code:** 7421  
**Description:** Aircraft - Transport/Personnel  
**State:** FL  
**Rate:** $0.50 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7421?

Class code 7421 covers aircraft operations for transport or personnel, including charter flights, air taxi services, and corporate aviation. Work involves flight operations, aircraft maintenance, and passenger handling. Florida's extensive general aviation community and corporate flight departments make this a significant classification. Hazards include aviation accidents, maintenance-related injuries, and ramp operations.

## Who Does Class Code 7421 Apply To?

Charter pilots, corporate pilots, and aircraft maintenance technicians.

## Florida Examples — Class Code 7421

A charter flight company based in Fort Lauderdale offering private jet services for business and leisure travelers. A corporate aviation department for a large company in Tampa, managing its fleet of executive aircraft.

## How to Calculate Workers' Comp Premium for Class Code 7421

**Formula:** (Annual Payroll ÷ 100) × $0.50 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $400 | $500 | $600 |
| $250,000 | $1000 | $1250 | $1500 |
| $500,000 | $2000 | $2500 | $3000 |
| $1,000,000 | $4000 | $5000 | $6000 |

## Tips for Managing Class Code 7421 Workers' Comp Costs

- FAA maintenance records and pilot qualification documentation support underwriting
- Separate scheduled airline operations under code 7403
- Aircraft hull insurance and workers comp should be coordinated for comprehensive coverage

## Safety Recommendations for Class Code 7421

- Ensure comprehensive safety briefings for all flights and proper securing of cabin items.
- Implement strict maintenance safety protocols, including fall protection and lockout/tagout.
- Provide ergonomic seating and encourage regular breaks for pilots.
- Ensure proper ventilation and PPE for workers handling aviation fuels and chemicals.

## Get a Quote for Class Code 7421

Contact Bright Coast Insurance for a workers' comp quote for class code 7421 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*