# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 7605 — Alarms & Alarm Systems - Installation, Servicing and Repair (FL)

**Class Code:** 7605  
**Description:** Alarms & Alarm Systems - Installation, Servicing and Repair  
**State:** FL  
**Rate:** $2.12 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 7605?

Class code 7605 covers alarm and alarm system installation, servicing, and repair, including burglar alarms, fire alarms, and security systems. Work involves drilling, wiring, mounting equipment, and programming systems in residential and commercial buildings. Hazards include falls from ladders, electrical hazards, and working in confined spaces such as attics and crawl spaces.

## Who Does Class Code 7605 Apply To?

Alarm installers, service technicians, and low-voltage electricians.

## Florida Examples — Class Code 7605

A security company in Fort Lauderdale installing and servicing burglar and fire alarm systems for commercial clients. A small business in Tampa specializing in smart home security and automation systems for residential customers.

## How to Calculate Workers' Comp Premium for Class Code 7605

**Formula:** (Annual Payroll ÷ 100) × $2.12 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1696 | $2120 | $2544 |
| $250,000 | $4240 | $5300 | $6360 |
| $500,000 | $8480 | $10600 | $12720 |
| $1,000,000 | $16960 | $21200 | $25440 |

## Tips for Managing Class Code 7605 Workers' Comp Costs

- Ladder safety training is the top priority for alarm installation operations
- Electrical safety procedures apply to low-voltage wiring work
- Separate fire sprinkler work under code 5183

## Safety Recommendations for Class Code 7605

- Provide stable ladders and scaffolding, and train workers on safe climbing and working at heights.
- Implement strict electrical safety protocols, including lockout/tagout for power sources.
- Ensure workers use appropriate PPE, including cut-resistant gloves and eye protection.
- Provide ergonomic training and tools to reduce musculoskeletal strain.

## Get a Quote for Class Code 7605

Contact Bright Coast Insurance for a workers' comp quote for class code 7605 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*