Fire Departments
Florida Workers' Compensation Class Code 7704 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.85
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 7704?
Class code 7704 covers fire department employees, including firefighters, paramedics, and support staff employed by municipal, county, or private fire departments. Work involves fire suppression, emergency medical response, hazmat operations, and rescue. Florida firefighters face unique challenges including wildland-urban interface fires, hurricane response, and year-round heat stress. This is a high-hazard classification with significant exposure to traumatic injury and occupational disease.
Who is Covered Under This Code?
Firefighters, fire captains, paramedics, and fire department support staff.
Tips to Reduce Your Premium
- Florida's presumption laws cover certain cancers and heart disease for firefighters
- SCBA maintenance and fit testing programs are mandatory
- Behavioral health programs address PTSD and mental health claims
- Separate administrative staff under code 8810
Frequently Asked Questions
What is workers comp class code 7704?
Class code 7704 covers fire department employees, including firefighters, paramedics, and support staff employed by municipal, county, or private fire departments. Work involves fire suppression, emergency medical response, hazmat operations, and rescue. Florida firefighters face unique challenges including wildland-urban interface fires, hurricane response, and year-round heat stress. This is a high-hazard classification with significant exposure to traumatic injury and occupational disease.
What is the workers comp rate for class code 7704 in Florida?
The current workers' compensation rate for class code 7704 in Florida is $3.85 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 7704?
Firefighters, fire captains, paramedics, and fire department support staff.
How can I reduce my workers comp premium for class code 7704 in Florida?
Florida's presumption laws cover certain cancers and heart disease for firefighters SCBA maintenance and fit testing programs are mandatory Behavioral health programs address PTSD and mental health claims Separate administrative staff under code 8810
Do I need workers comp insurance for employees classified under code 7704 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 7704 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 7704 in FL.
Quick Facts
- Class Code
- 7704
- State
- Florida
- Rate per $100
- $3.85
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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