Police Officers and Drivers
Florida Workers' Compensation Class Code 7720 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.57
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 7720?
Class code 7720 covers police officers and their drivers employed by law enforcement agencies. Work involves patrol, investigation, arrest, and community policing. Florida law enforcement faces diverse challenges including high-traffic enforcement, domestic violence response, and hurricane emergency operations. This is a high-hazard classification with significant exposure to assault, motor vehicle accidents, and occupational stress.
Who is Covered Under This Code?
Police officers, detectives, and law enforcement drivers.
Tips to Reduce Your Premium
- Florida's presumption laws cover certain conditions for law enforcement officers
- Defensive driving programs reduce motor vehicle accident claims
- Behavioral health programs address PTSD and stress-related claims
- Separate clerical and administrative staff under code 8810
Frequently Asked Questions
What is workers comp class code 7720?
Class code 7720 covers police officers and their drivers employed by law enforcement agencies. Work involves patrol, investigation, arrest, and community policing. Florida law enforcement faces diverse challenges including high-traffic enforcement, domestic violence response, and hurricane emergency operations. This is a high-hazard classification with significant exposure to assault, motor vehicle accidents, and occupational stress.
What is the workers comp rate for class code 7720 in Florida?
The current workers' compensation rate for class code 7720 in Florida is $2.57 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 7720?
Police officers, detectives, and law enforcement drivers.
How can I reduce my workers comp premium for class code 7720 in Florida?
Florida's presumption laws cover certain conditions for law enforcement officers Defensive driving programs reduce motor vehicle accident claims Behavioral health programs address PTSD and stress-related claims Separate clerical and administrative staff under code 8810
Do I need workers comp insurance for employees classified under code 7720 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 7720 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 7720 in FL.
Quick Facts
- Class Code
- 7720
- State
- Florida
- Rate per $100
- $2.57
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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